Aren’t Money and Abundance The Same Thing? Understanding The Mindset.

Off the cuff, without too much detailed thought, I would have said that money and abundance are pretty much the same thing.

When I pondered the 3 questions, and more so my discovery of a lack of abundance mindset, it made me want to gain clarity on the difference between money and abundance.

Money is pretty clear cut.

Abundance ordinarily translates to ‘a lot of’.

Abundance however can and will mean different things to different people.

You can have an abundance of debt. An abundance of bad luck. An abundance of joy or love or blessings.

A person can have very little money yet feel such positive abundance in their life, being grateful for what they do have rather than what they don’t. Bless them.

Improvising is one of my strong suits. There are many pro’s for being like this. One of the cons though is tending to ‘make do’. For example, I may require a 1/2 cup of buttermilk for a recipe. I may want to avoid a trip to the shop to buy the buttermilk and I may also think that for 1/2 cup it is not worth buying the 1 litre I would be required to purchase. What the frig will I do with the remaining 875 mls? So I will google and make the buttermilk substitute out of milk and lemon juice. Two ingredients I always have.

Go on, applaud me. I am being savvy by coming up with that. I am also mindful though that at the bottom of the thought barrel is the not wanting to spend the goodness-knows-how-much-but-it’s-more-than-milk amount on the correct ingredient. I’m relating it to money but it is more of the ‘make do with what you have’ thought pattern I am conscious of. Yes it is savvy and innovative. But there is a soft undertone of a lack of abundance, of ‘don’t spend the money’. Because it is only a soft undertone, I am not particularly worried about it. At this stage!

That is just one example and it focuses on spending money.

What about earning it?

I have a very strong work ethic. I always have so I am guessing I always will! For me to have my own business and charge for my skills I will often wonder:

Is the price I am asking too much? Or am I underselling myself?

Hindsight is an amazing thing isn’t it?

I can look back on jobs I have done or even just financial situations I have been in and I can see much more clearly now how I should have either handled the situation, what I should have (or shouldn’t have) settled for or backed myself more on what my price should have been.

So why didn’t I at the time? And therefore why don’t I now?

As I said, I know I have a strong work ethic. I have an attitude of doing whatever it takes and I never give up. If there is a way, damn straight I will find it. Everyone I have ever worked for or with has always gotten more than their pound of flesh out of me. And that is fine. I have never shied away from hard work or putting in more than the required effort.

So why do I question my dollar value?

I don’t know that it is because I don’t feel worthy, but it seems to lean a little that way don’t you think?

Do I fear that people will say I am not worth that much? But what is that price?

Do I fear that I will not get the job and therefore what will I do?

Do I fear that I am not capable of meeting their expectations?

I have proven time and again that I always do the job and I do it exceptionally well. I am (in addition to the other amazing things I have told you about myself!!) a customer service focused person. I will always endeavour to go above and beyond for the customer to exceed their expectations. It is why on many occasions I have been told I should be in sales. It is not that I am actually good at sales. It is because my customer service is so red hot that I gain additional business.

Far out. Listen to me! Next I will be screaming “I’m a celebrity, get me outta here!”

I can’t even google the bloody answers to these deep, thought provoking questions. Each time I type what I think is a good way to ask them, I get stupid bloody irrelevant options for responses!

Shit. That means I have to keep delving into myself! This is getting tricky, and will take a freakin’ blog load of posts to figure out!

Hold my hand. Let’s keep going.

Here’s another way of looking at it. (This is more for me than for you I think!) When I go shopping and I find a dress, for example, that catches my eye, before I look at the price, I come up with a price in my mind of what I would be prepared to pay for that item. Do you do that too?

When it comes to me spending money I can be thrifty, absolutely, but I think it is more fair to say I am mindful. But here’s the thing: I automatically think that everyone thinks the same as me when they spend their money. Be it on a dress or on a person’s skill set.

I am looking at the value. But how I see the value in an item or a person’s skills will be entirely different to how someone else will see it and what value they place on it. It will always have everything to do with the ‘problem’ it is solving and what it means to the person who needs the ‘problem’ solved.

When it comes to my earning capacity, am I putting a low value on myself? Or should I be looking at the situation not from the dollar value but the value of the problem I am solving for that person?

Doing the round trip back to the lack of abundance mindset in relation to earning money, I have put a value on what I have required. The price I have needed in order to pay the bills. An amount that I think is fair.  Speaking solely from a work point of view, what I should be more mindful of in future is what the client requires and the value of what my work will bring. Meeting their needs rather than my own. Discussing with them what their requirements are and why they are important. Establishing that will enable me to not only come up with my price but also enable them to understand why my price is what it is.

This is a start. I certainly think there is room for more exploration in order to adjust my mindset – and yours if you are this way as well. As I said, it could take a blog load of posts…

Now that we have distinguished the difference between money and abundance and begun touching on the mindset, let’s look at how we can adjust the mindset. Permanently!






The Answers To The 3 Questions

Remember the 3 questions?

Perhaps it is only fair to explain why I feel I don’t have a lack of money mindset and why I came to the conclusion that it is indeed a lack of abundance mindset instead, by answering the 3 questions. Who knows? Maybe it will help one of you come to a realisation about your own mindset!

What did I hear around money when I was younger?

Yes, I heard the same old, same old:

“Money doesn’t grow on trees”

“Turn the lights off!”

“Stop wasting water”

What did I see around money when I was younger?

I would see Mum do stuff to make money go further. The two things that I probably remember most was that she would shop once a month in bulk (it would take two trolleys) and she made or mended the majority of our clothes.

What did I experience around money?

Again, it is the stand out things in my mind:

Mum rarely spent money on herself. She took a lot of pride in her appearance, but she would set her hair in rollers herself, sew her clothes (both casual and formal), do her own nails etc.

Dinners out were rare. Much rarer than they are these days. Dinner parties were more the go. I distinctly remember however on the occasions we would dine out both Mum and Dad saying they would have a cup of tea at home. I always remember thinking “it’s part of the dining out experience. Why not have a cup of tea out?”

These were my initial thoughts. My immediate answers to the 3 questions.

There are however two sides to every story.

I am not being Queen Justifier here. I don’t think? I am someone who looks at both sides of the coin (pun intended) in fairness to the situation and/or those involved. Cross out whichever is irrelevant!

As I further thought about this whole money thing and how I feel about it, I thought, growing up, we always had enough. We always got lots of birthday and Christmas presents – and if you know the size of my family, that is A LOT! Mum was savvy and so was Dad. They didn’t rush out to get the latest and greatest item as soon as it came on the market. They would save up and purchase practically. Mum was very considered in her choices about what she spent their money on. I don’t know if Mum ever worked off a budget. Perhaps not as Dad worked for himself so it could have been hard to have one to stick to if incoming amounts were not consistent. So who knows? If I am Queen Justifier, my Mum was Queen of making the dollar stretch. In our family, there were 8 mouths (plus a dog) to feed, plus any ring-ins we invited at the last minute! There was always food a plenty for everyone and a variety of food at that. We had holidays. Mum was a stay at home Mum so her role – apart from everything plus the kitchen sink – was to look after the finances. Mum steered the finances so that our home was paid off 10 years early. That doesn’t happen from not having enough money. And the big cracker that sealed it for me that I don’t have a lack of money mindset was that we were never ever made to feel like we were missing out on anything.

There is a BIG difference between intention, perception and reception.

The intention of teaching a child the value of a dollar can be perceived and received negatively in the words “money does not grow on trees”, “turn off the lights”, “stop wasting water”. It sounds like it sends a negative message about money and how to handle it. The big clanger is, I don’t ever remember being told or overhearing “we can’t afford that.” That was never the vibe. Hence why the subconscious message I did receive around the whole money thing was that there was always enough.

That lead me to ponder:

Aren’t money and abundance the same thing?

I would have thought so. But then again….

Stay tuned. We will discuss that next!


The Daily 5

Earlier this year – which only means a week or two ago given we’re in the first week of February – I was washing up – where all my good thinking happens – and I came up with 5 amazing questions to ask myself daily.

The truth is, I have asked them once.

And we have had quite a few “daily’s” in the last few weeks!

Now might be a good time to confess I am short term focused. Memory of a gold fish you might say. Or Dory.

Just call me Dory.

Anyway, as I said in my one and only prior post, I am doing this gig to remain accountable to myself. And my (surely I have already) 5000 followers!

So to put these questions up, and post on a regular basis, also means I will answer these questions on a regular basis. Makes sense right?

I will now put you out of your misery suspense:

  1. What have I achieved today?
  2. What am I grateful for?
  3. What made me laugh?
  4. What made me think?
  5. What did I do that made me live or brought me closer to my dreams?

By avoiding these questions, I don’t have to be accountable to myself. But who am I letting down?

If I do answer these daily, I know they will keep me on track. Especially numbers 1 and 5.

I am by nature impulsive and therefore focus on short term thinking. Trust me, it is a fun way to live and has countless pluses. However I am not naturally a long term planner. I tend to be great at starting but not finishing. I bounce from one thing to the next. And I have just realised I am sounding more and more like my 4 month old puppy!

Because 2016 came and went in a flash, I thought it would be fun to knuckle down in 2017 and see, just see what I could achieve if I really applied myself in a more long term fashion.

When I said earlier that I am intrigued at where this could take me, I was not kidding.

I am Queen Justifier remember, so I can make an excuse for anything and get myself to believe it.

If I stick with this, I really am excited to see where this will lead.

I have nothing to lose, everything to gain. And the one thing I don’t EVER want to do is die wondering.

After all, the definition of success is never being able to say “What if?”




Should I hit SEND?

Well, the whole reason this post, indeed this whole shabang is starting is because of 3 questions:-

What did I hear about money when I was younger?

What did I see with regard to money when I was younger?

What did I experience around money when I was younger?

You see, believing I must have had a negative mindset around money, I thought it timely to answer these questions. Turns out, I really don’t have a negative mindset when it comes to money! Woo hoo, that’s a relief!  Sure, I worry about finances a lot more than I would like to, but my mindset, I have determined, is actually one more so of a lack of abundance than a lack of moula.

It was a really interesting exercise to do. I should have done it years ago! Oddly, it got me thinking: that I’d like to document my journey of turning this mindset around so that it is detailed blow by slow motion blow of how it can be done.  That’s presumptuous of me isn’t it? That it can be done? Well, stay tuned and let’s see if it can be.  I am as excited and as suspense filled as what you are.

No, really.

It seems I have taken stock and have been taking stock for waaaaaayyyyyy too long now. Like it is easier in a sense to take stock and play it safe rather than, dare I use the term, move forward.

Ah there it is. Move forward. I bloody hate politics and political correctness even more. I loathed the term ‘moving forward’ when our first female Prime Minister Julia Gillard did it to absolute bloody death in one of her earlier speeches.

Just on Jules, I saw her on telly recently and I have got to say, whatever she has done with herself, she looks great! I am not and have never been a huge Julia Gillard fan but I have to give credit where it is due. She has gone all Benjamin Button on us and dropped 15-20 years off her look by – there it is again – “moving forward” out of the 20th century into the 21st you might say.

Anyway, I digress. Back to me.

I believe that in order to turn my situation around, I need to turn my mindset around.

What is my situation I hear you ask as you do the inverted comma fingers when you say situation?

I have dreams of how my life should look and feel that my efforts to bring this about are not reflected accurately in my reality.

Well that’s a bummer isn’t it?

You see, time flies. For everyone I know, but I am always stunned at how quickly time shoots on by.

I’d like to think that I have had a damn good crack at achieving, really achieving my goals and dreams before the final curtain closes. I am hoping I have quite a few performances left in me before that happens!

2016 came and went like nobody’s business. I started the year all gung-ho and truly believed I was going to make major inroads into everything throughout the year. Which, I did. I made progress I am not going to lie. Did I get anywhere close, even remotely, to where I thought I would or should be? Nup. I seemed to fill 365 days with blah blah blah and then justify to myself (and a few others) as to why items on my list didn’t get ticked off.

Reality is, I have dreams and seem to do jack shit about actioning them. Telling the universe is one thing. The universe would probs like to see me get off my butt and give myself a hand to make stuff happen, rather than make excuses. Be a doer not a talker. Live not just exist. Face my fears and do it anyway. Now I’m getting all herbal and philosophical on you.

To keep myself accountable, I thought I would start this shindig. A raw, unfiltered (at times uncensored) but always light-hearted look at my journey from where I am at to where I want to be. It’s crazy and a wee bit un-nerving, hence the title.

At the end of the day, I really just have to ask myself, what am I waiting for?

I can read all I want into a fortune cookie or clairvoyant reading, sit back and let life happen to me, or I can take action and play my part in my fate.

Feel free to jump on this wild bus and enjoy the ride with me. That’s assuming it’s enjoyable of course, and being the eternal optimist I am known to be, I feel certain it’s gonna be fun!

So should I hit SEND?  Well, here goes….